Interesting thing happened, My brother has the exact same camera, And he requested a HD pic on May 4th. It did not complete that command until May 14th. He has the older firmware. So I do not think it is the firmware. I'm beginning to suspect it is the Spartan servers.
On of the calls I made to Tech support they stated that the file was being buffered and then timed out and that is why I was consuming so much data.
For now I will stop requesting HD pics on this camera.